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INCOMEPAD TERMS AND CONDITIONS
General Membership Agreement (revised December 17 , 2003)
Important Terms and Conditions of IncomePad.com General Membership

This Membership Agreement sets forth the terms for your general membership in IncomePad.com. Please read it carefully before You agree to become or remain a member.
PLEASE READ THE ENTIRE MEMBERSHIP AGREEMENT SET OUT IN THE PAGES BELOW AND OUR PRIVACY POLICY AND OUR ANTI-SPAM POLICY BEFORE PROCEEDING. IF YOU DO NOT AGREE TO ALL THE TERMS OF THIS MEMBERSHIP AGREEMENT INCLUDING OUR PRIVACY-RELATED PRACTICES, INCOMEPAD.COM IS UNWILLING TO LET YOU BECOME OR REMAIN A MEMBER OF INCOMEPAD.COM. INCOMEPAD AT ITS SOLE DISCRETION AND FOR ANY OR NO REASON MAY REFUSE TO ACCEPT APPLICATIONS FOR MEMBERSHIP. THIS MEMBERSHIP AGREEMENT IS AN AT-WILL AGREEMENT MEANING THAT EITHER PARTY MAY TERMINATE OR END THE RELATIONSHIP, INCLUDING ANY RIGHTS, DUTIES OR OBLIGATIONS AT ANY TIME AND FOR ANY REASON OR NO REASON UPON NOTICE AS SET FORTH HEREIN.
 
AGE RESTRICTIONS:
You must be 13 years of age or older to participate. If you are between the ages of 13 and 18, you must obtain parental permission before using the IncomePad.com service.

This General Membership Agreement ("Membership Agreement" ) between you ("You" or "Member" ) and IncomePad.com, ("IncomePad", "we", "our, or "us"), sets out the terms of your membership in IncomePad ("Membership" or "Service"). You must complete the Membership Join Form and read, understand and agree to the terms and conditions of this Membership Agreement by submitting Join Form to IncomePad and by clicking on the Submit button on the Join Form. If You do not agree to all the terms and conditions of this Membership Agreement including our Privacy Policy, IncomePad is unwilling to allow You to become a Member.
A. OUR PRIVACY-RELATED PRACTICES.
Our goal is to take advantage of Internet technology to enable businesses to interact with consumers in highly personalized ways without forfeiting the privacy of the consumer. As such, privacy is at the core of IncomePad. Our Privacy Policy could be accessed at any time at the following URL: http://www.incomepad.com/privacy.php
B. UPDATES TO THIS MEMBERSHIP AGREEMENT.
You agree that IncomePad may revise these terms from time to time, at our sole discretion, by updating this posting. Unless otherwise provided below, the revised terms will take effect when they are posted. Your continued use of this Service will signify your acceptance to the modified terms. Please review the terms on this website frequently to look for changes.
C. BASIC REQUIREMENTS FOR MEMBERSHIP.
To obtain and maintain your Membership and to participate in the IncomePad Service, You must continuously meet the following requirements and IncomePad reserves the right to terminate your Membership if You fail to meet or comply with the following requirements:

C.1. IMPORTANT AGE REQUIREMENTS.
By applying for Membership, You represent that You have met the following age requirements: You must be 13 years of age or older to participate. If you are between the ages of 13 to 18, you must obtain parental permission before using the IncomePad Service.

C.2. APPROVED TERRITORIES.
IncomePad Service is currently available only in the United States. You must be physically located within the United States while using the IncomePad Service, be a legal resident of the United States and have a physical mailing address in the United States.

C.3. ONE ACCOUNT PER MEMBER.
You may only sign up once and maintain one Membership in the IncomePad Service. IncomePad reserves the right to terminate duplicate accounts, resulting in the potential loss of accumulated credits.

C.4. PROVIDE ACCURATE INFORMATION.
You must provide IncomePad with valid, complete, and accurate name and email and residence information and may not impersonate another person or misrepresent any information. You agree to promptly update all such information should it change, or provide additional information should it be required by IncomePad for legitimate tax-related purposes or any other reason arising from applicable law. IncomePad is not responsible for lost payments or communications due to your failure to provide IncomePad with valid contact information as reasonably necessary.

C.5. ACCOUNTS ARE NOT TRANSFERABLE.
Your password and account are personal to You and are not transferable. You may not allow anyone else to use your password or account. You may not use any other person’s password or account or act to accrue Alternative Rewards Program (“Bonuses”, “Rebates”, "Coupons and Deals", “Fast Cash”, or "Cash Back") credits, or receive other benefits for any other person’s account. You are responsible for keeping your password secret, and You are responsible for any activity engaged by any person using your password, membership ID, or account. IncomePad is not liable for any loss or damage caused by any disclosure of your password or account. You may only create an account for yourself and may not establish an account on behalf of anyone else.

C.6. INCOMEPAD NEWSLETTER AND OTHER EMAILS.
By signing up for IncomePad, you are opting-in to receive IncomePad newsletters and other special offer emails. If you do not wish to receive these emails, you may opt-out at any time, by updating your Account Information. Uncheck the box that reads, “Yes, please send me IncomePad's Offers Newsletter.”

C.7. COMPLY WITH LAWS AND INCOMEPAD POLICIES AND RULES.
You agree to comply with all of your local, state, province, country or regional legal restrictions that may be applicable to your Membership or participation in the IncomePad Service. Further, You agree to abide by all stated policies and rules of IncomePad relating to your conduct as a Member, including but not limited to, our anti-spam policy, our trademark and license usage policy, the Official Rules, if applicable to You, and our member referral policy. You agree that IncomePad may amend its policies and rules from time to time.

C.8. LAPSING OF ACCOUNT.
If You do not login to your account at least once within any one (1) year period, your Membership will automatically lapse without notice and any accrued Alternative Rewards Program or other credits in your account will be deemed “unearned” and will be forfeited.
D. YOUR RELATIONSHIP WITH INCOMEPAD.
Your relationship to IncomePad is as a member of the IncomePad community. No employee-employer relationship is created by your Membership and use of the IncomePad Service. You have no obligation to use IncomePad Service at all and You do not have any obligation to refer new members to IncomePad. INCOMEPAD HAS NO OBLIGATION TO OFFER THE INCOMEPAD SERVICE OR OTHER PROMOTIONS TO YOU. EITHER PARTY MAY TERMINATE THE RELATIONSHIP FOR ANY REASON OR NO REASON AS SET FORTH HEREIN.

You agree that You shall be fully responsible for any filing with your governmental authorities and making all payments related to income or other taxes, including any social security contribution payments, that result from any income that You receive from IncomePad pursuant to your Membership, this Membership Agreement, the IncomePad Service or any other sweepstakes, contest or promotion that IncomePad may conduct in the future. You also agree that IncomePad may withhold tax from payments or prizes to You if required to do so to comply with applicable tax regulations of governmental agencies. When/If Your annual earnings through the IncomePad Service reaches $250.00 USD through Alternative Rewards Program, IncomePad will request Your Social Security number and other appropriate tax-related information to use to comply with federal and state tax regulations. IncomePad may not pay out credits earned in excess of the $250.00 USD limit without receiving this information from You.
E. THE REFERRAL PROGRAM.
If You are accepted by IncomePad to become a Member, You meet all the requirements set forth in this Membership Agreement, and You read, understand, and accept all of the terms and conditions of the Membership Agreement, You may refer other people to become members of IncomePad ("Referrals"). If You and your Referrals become participants in the IncomePad Service (subject to the discretion of IncomePad, subject to the terms and conditions of the IncomePad Agreement and subject to your Referrals acceptance of and compliance with the IncomePad Agreement), You will be entitled to receive Alternative Rewards Program credits for your Referrals.

No benefits are available to members for referrals of advertisers to IncomePad.

IF YOU DO NOT RESIDE IN AN APPROVED TERRITORIES, YOU ARE NOT ENTITLED TO RECEIVE ALTERNATIVE REWARDS PROGRAM CREDITS.

 

E.1. RATES MAY CHANGE.
The rates paid for Your activity and activities of Your Referrals are subject to changes. The current rates can be found on the IncomePad website at http://www.incomepad.com. New rates will be posted from time to time at http://www.incomepad.com

E.2. MEMBERS MAY NOT USE SPAM TO OBTAIN REFERRALS.
You must not use unsolicited email, usenet, message board postings or other similar methods of mass messaging ("Spam") to seek referrals. (Usenet and message board spam are messages sent or posted which are unrelated to the topic of discussion of the particular news group or message board or which are posted for the primary purpose of displaying your Member ID to solicit referrals.) The use of spam to promote IncomePad or the IncomePad Service has strict negative consequences. You agree that IncomePad may terminate your Membership or the Membership of any member who in IncomePad’s reasonable opinion has used unsolicited email to attempt to gain referrals (a "Spammer"). In addition, You may be subject to state and federal penalties or other legal consequences under applicable law if You send unsolicited email. Our Anti-Spam Policy (http://www.incomepad.com/spam.php) provides more details. You agree that We may publish your account number if your account is terminated for spam or other breach of this Membership Agreement.

E.3. MARKETING CLAIMS AND REFERRAL SIGN-UPS.
You agree not to make any misrepresentations to any of Your Referrals or potential Referrals with respect to rewards typically received by Members or with respect to rewards that potential Members are likely to receive, and to fully comply with all applicable laws related to multi-level marketing programs.

E.4. WEBMASTER PROGRAM.
If You place a link to an IncomePad Web site, IncomePad grants You a limited license to use the IncomePad trademarks and tradenames only in the manner that is set forth and described on the Webmaster Program page (http://www.incomepad.com/webmasters.php) and solely for the purpose of seeking legitimate referrals to IncomePad and the IncomePad Service. This license is subject to the terms and conditions of our Trademark Usage Policy and License, set out on the Webmaster Program page which may be varied by IncomePad from time to time. All use of the IncomePad trademarks and tradenames shall be for the sole benefit of IncomePad and You hereby agree to assign and do all things: (a) necessary to ensure that IncomePad receives the benefit of such use, or (b) required by IncomePad to protect its trademarks. You agree that IncomePad may revoke this license on a selective basis effective immediately without prior notice for any reason or no reason. Improper use of the trademarks and/or tradename of IncomePad is strictly prohibited and IncomePad may terminate your Membership or cancel your account if You violate our Trademark Usage Policy and License.
F. PAYMENTS.
At this time, the only way to receive payment from IncomePad is by the check mailed to the mailing address provided by You in the membership form. All checks will be paid in United States Dollars (USD). Once You accumulate a sum of at least $20 USD as Amount Earned on Your account and request payment, IncomePad will mail a check to You within a reasonable time.

We reserve the right to amend the terms of Payments and/or Payment calculations at any time, and You will be notified of such change via a posting on the IncomePad web site (http://www.incomepad.com ). From time to time, as we grow and introduce new services to You, IncomePad reserves the right to change pay rates, percentages, and limitations. You understand and agree that pay rates, percentages, and limitations may be changed by IncomePad without prior notice.

Pending Balance means that we have received confirmation that you have successfully responded to an offer but we have not received payment from an advertiser or partner for this transaction.
F.1. FAST CASH.
IncomePad allows You to get paid with our Fast Cash program. You will be able to earn credits for responding to our partners’ or advertisers’ offers. You are under no obligation to respond to any offers posted on our web site (http://www.incomepad.com). Once we receive a confirmation from a reporting agency and/or from our partner or advertiser that You have successfully responded to their offer, we will post this offer with corresponding credits on your Account Information page under Pending Balance, within a reasonable time. 

Once we receive payment from an advertiser or partner for the offer that you have successfully responded to, Pending Balance will become Amount Earned for that offer. If for any reason we are unable to collect payment from an advertiser or partner your Pending Balance will become Un-Collectible Balance and you will not be paid for such offer. You will only be paid for Your Amount Earned on Your account. You will not be paid for Un-Collectible Balance. You will not be paid for Pending Balance until it will become Amount Earned.

F.2. SHOPPING.
IncomePad pays you Cash Back for your shopping that is done though IncomePad links.  You are under no obligation to shop at any store listed on the IncomePad web site.  Once you click on any store link, from IncomePad web site, you'll be taken to the advertiser's and/or partner's web site.  If you will make a purchase, and once we will receive a confirmation from a reporting agency and/or from our partner and/or advertiser that you made a valid purchase, we will post this information with correcspoinding credits on your Account Information page, under Pending Balance, within a reasonable time.

Once we receive payment from a reporting agency, and/or from an advertiser and/or partner for the purchase that you made, Pending Balance will become Amount Earned for that transaction. If for any reason we are unable to collect payment froma reporting agency and/or from an advertiser and/or partner your Pending Balance will become Un-Collectible Balance and you will not be paid for such transaction. You will only be paid for Your Amount Earned on Your account. You will not be paid for Un-Collectible Balance. You will not be paid for Pending Balance until it will become Amount Earned.


F.3. OTHER PAY PROGRAMS
As IncomePad will grow and will be introducing new services to You, IncomePad will announce new services policies, limitations, terms and conditions at the time when new services are released.

G. YOUR RELATIONSHIP WITH ADVERTISERS.
Your relationship with merchants, advertisers or other third party businesses displayed on or linked to any of our Web sites, including payment for and delivery of related goods or services, entry into and operation of promotions, discounts or contests, and any other terms, conditions, warranties or representations associated with such dealings, are solely between You and such merchant, advertiser or third party business. You understand and agree that IncomePad does not endorse, recommend, authenticate or warrant any product, offer or service offered by any merchant or advertiser on any of our Web sites. You agree not to claim or assert that IncomePad is liable to you or any third party for any loss or damage of any sort incurred as the result of any such dealings, or as the result of the content provided by such merchants, advertisers or third party businesses through any of our Web sites or the IncomePad Service.
H. DISCLAIMER OF WARRANTIES.
YOU EXPRESSLY AGREE THAT USE OF ANY INCOMEPAD WEB SITE, THE INCOMEPAD SERVICE IS AT YOUR SOLE RISK. THE INCOMEPAD SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE LAW, INCOMEPAD EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESSED OR IMPLIED BY LAW, CUSTOM OR OTHERWISE, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. INCOMEPAD MAKES NO WARRANTY REGARDING ANY GOODS OR SERVICES PURCHASED OR OBTAINED THROUGH ANY OF OUR WEB SITES, THE INCOMEPAD SERVICE, OR ANY RANSACTIONS ENTERED INTO THROUGH THE FOREGOING.

I. LIMITAION OF LIABILITY.
TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE LAW, NEITHER INCOMEPAD NOR ANY OF ITS MEMBERS, SUBSIDIARIES, AFFILIATES, SERVICE PROVIDERS, LICENSORS, OFFICERS, DIRECTORS OR EMPLOYEES SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO THIS MEMBERSHIP AGREEMENT, RESULTING FROM THE USE OR THE INABILITY TO USE THE INCOMEPAD SERVICE OR FOR THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES, RESULTING FROM ANY COSTS INCURRED BY A MEMBER IN ATTEMPTING TO OBTAIN REFERRALS, OR RESULTING FROM ANY GOODS OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH ANY INCOMEPAD WEB SITE OR THE INCOMEPAD SERVICE OR RESULTING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLE, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. UNLESS PROHIBITED BY LAW IN YOUR COUNTRY OR JURISDICTION, IF YOU ARE DISSATISFIED WITH INCOMEPAD, ITS SERVICES OR PROMOTIONS AVAILABLE THROUGH MEMBERSHIP, YOUR SOLE AND EXCLUSIVE REMEDY IS TO CANCEL YOUR MEMBERSHIP. IN NO EVENT WILL INCOMEPAD’S TOTAL CUMULATIVE LIABILITY TO ANY MEMBER UNDER THIS AGREEMENT EXCEED AN AMOUNT EQUAL TO THE SUM OF THE POSTED DOLLAR AMOUNTS EARNED FOR RESPONDING TO OFFERS DISPLAYED BY INCOMEPAD ON OUR PARTNER SITES AND ON INCOMEPAD.COM
J. FORCE MAJEURE.
Neither party will be in default or otherwise liable for any delay or failure in its performance under this Membership Agreement where such delay or failure arises by reason of an Act of God, or any government or governmental body, acts of war, the elements, strikes or labor disputes, power or system failures, failure of the Internet, computer hacking, or other causes beyond the control of such party.
K. CANCELATION AND TERMINATION OF MEMBERSHIP.
Either Party May Cancel at Any Time. THIS MEMBERSHIP AGREEMENT IS AN AT-WILL AGREEMENT MEANING THAT EITHER PARTY MAY TERMINATE OR END THE RELATIONSHIP, INCLUDING ANY RIGHTS, DUTIES OR OBLIGATIONS AT ANY TIME AND FOR ANY REASON OR NO REASON WITHOUT PRIOR NOTICE AS SET FORTH HEREIN. You may terminate your Membership at any time without prior notice by notifying IncomePad at support@incomepad.com or using the "Cancel my Membership" form http://www.incomepad.com/quit.php on our Web sites. If later wish to re-enroll, You will be assigned a new account number, and You will not receive any credit for referrals made using your previous account. You agree that IncomePad may terminate this Membership Agreement for any reason or no reason.
K.1. TERMINATION OF YOUR ACCOUNT FOR CAUSE.
To the full extent allowed by applicable law, IncomePad may suspend or terminate your Membership without prior notice for cause, particularly including, but not limited to: (a) any material violation of any provision of this Membership Agreement, including any misrepresentation of your name, residence address, email address or other required information; (b) tampering with, or otherwise aiding in or promoting circumvention of the IncomePad Service; (c) acting against the business interests or reputation of IncomePad despite a written warning; (d) otherwise acting in violation of applicable law in any manner related to the terms and conditions of this Membership Agreement or IncomePad, the IncomePad Web sites, or the IncomePad Service, or any content provider to the Web site or IncomePad Service; (e) material breach of our spamming policy; or (f) any other reason which in the discretion of IncomePad is contrary to the interests of the IncomePad community.

K.2. RE-ENROLLMENT.
If your account is terminated by IncomePad for any reason, You may not re-enroll or join under a new account unless formally invited to do so by IncomePad.

K.3. CREDITS.
Upon termination of your account for any reason, including your decision to terminate this Membership Agreement for any reason, any Alternative Rewards Program or other accrued credits in your account will be deemed "unearned" and will be forfeited. You agree that all Alternative Rewards Program or other amounts credited to the your account that are earned in violation, or after violation, of the IncomePad Agreement or are otherwise unlawfully obtained by You are null and void. Similarly, IncomePad will have no obligation to pay You for Alternative Rewards Program amounts credited to your account that are earned in violation, or after violation, of the IncomePad Agreement by your Referrals.
L. GOVERNING LAW AND OTHER TERMS.
Any action related to this Membership Agreement will be governed by New York law, excluding (1) principles of conflicts of laws, and (2) the United Nations Convention on Contracts for the International Sale of Goods. ANY ACTION RELATING TO THIS MEMBERSHIP AGREEMENT SHALL BE BROUGHT IN THE STATE OR FEDERAL COURTS LOCATED IN THE NEW YORK STATE, AND YOU HEREBY SUBMIT TO THE JURISDICTION AND VENUE THEREOF. You agree to comply with the laws of New York and the United States that apply to your Membership and the use of the IncomePad Service and the compensation You may receive. If the law of your country, state, or province of residence prohibit or limit your participation as Member, then You are responsible for complying with such laws and You agree to indemnify IncomePad against any breach by You.

If any part of this Membership Agreement is held to be unenforceable, the unenforceable part shall be given effect to the greatest extent possible and the remainder will remain in full force and effect. This Membership Agreement is personal to You and You may not transfer, delegate, or assign this Membership Agreement, Your Referrals, your IncomePad account or other benefits you receive as an IncomePad Member to anyone, and any attempt to do so shall be null and void. IncomePad may assign this Agreement at its sole discretion.

This Membership Agreement constitutes the entire agreement between You and IncomePad in connection with general membership in IncomePad and supercedes all prior agreements between the parties regarding the subject matter contained herein.
M. CONTACTING US.
If You have questions about this Membership Agreement or IncomePad Service, please contact support@incomepad.com
 
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